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Executive Summary for consumerfinancewatch.com

949 Response Time (ms)
200 HTTP Status
16 Scripts
20 Images
28 Links
HTTP/1.1 Protocol

SEO & Content Analysis

Basic Information
Page Title
Consumer Finance Watch -Consumer Finance Watch
Meta Description
Not detected
HTML Language
en-US
Robots.txt Present
Sitemap Present
total_urls: 2
SEO Meta Tags
content-type: text/html; charset=UTF-8
Page Content

Consumer Finance Watch -Consumer Finance Watch

R. Andrew Arculin, R. Colgate Selden, Scott E. Wortman, Paula M. Vigo Marques, and Daniel V. FunaroThe Consumer Financial Protection Bureau (“CFPB” or “Bureau”) released two new proposals that aim to expand the Bureau’s authority over nonbank financial institutions:A “repeat offender” registry of consent orders or settlements with an array of state and federal regulators relating to compliance with consumer protection laws (“Repeat Offender Proposal”); andA public registry of the terms and conditions nonbanks use in “form contracts” that consumers typically are not able to negotiate (“Terms and Conditions Proposal”).Assuming these registries are created as proposed and survive any ensuing legal challenges, complying with the reporting obligations should be relatively easy. The larger challenge will be managing the increased regulatory and litigation risk imposed by the registries.Repeat Offender ProposalOn December 12, 2022, the CFPB issued a proposal to establish a “repeat offender” registry requiring certain nonbank covered entities to report all final public written orders and judgments (including any settlements, consent decrees, or stipulated orders and judgments) obtained or issued by any federal, state, or local government agency for violation of a number of enumerated consumer protection laws, including those related to unfair, deceptive, or abusive acts or practices (“UDAAPs”).After receiving these written orders and judgments, the CFPB intends to create a database of enforcement actions that would be available online for use by the public and other regulators. The database will be limited to final settlement or consent orders, so injunctions, preliminary orders, temporary cease-and-desist, and other tentative or temporary orders would not be reportable.In addition, the proposal would require supervised nonbanks to submit annual written statements regarding compliance with an attestation for each underlying order by an executive with “knowledge of the entity’s relevant systems and procedures for achieving compliance and control over the entity’s compliance efforts.” These entities would also be required to identify a central point of contact related to an entity’s compliance with reportable enforcement actions.The proposed rule would only apply to certain nonbank covered entities subject to CFPB’s authority. At present, insured depository institutions and credit unions, related persons, states, natural persons, and certain other entities are excluded from registry participation requirements. However, the CFPB stated in the press release for the proposal that it “might later consider collecting or publishing the information described in the proposal from insured banks and credit unions.” Read the full client alert on our website.;

Network & Infrastructure

DNS & Hosting
IP Address
192.0.78.179
Reverse DNS
Not detected
SSL/TLS Certificate
Issuer
CN=E7, O=Let's Encrypt, C=US
Protocol Tls13
Expires In 44 days
HSTS Enabled

Technology Stack

Content Management Systems
WordPress
JavaScript Frameworks
jQuery
Server Technologies
PHP (inferred from WordPress)

Services & Integrations

Analytics & Tracking
Google Analytics GA4
E-commerce Platforms
Magento PrestaShop

CDN & Media Providers

Dynamic Analysis & Security

Dynamic JavaScript Analysis
Angular (Data Attributes) Bootstrap (CSS Classes) ES6+ JavaScript Features Foundation (CSS Classes) jQuery (CDN Detection) jQuery (Script Analysis) jQuery (script Resource) Web Server: nginx
Security Headers
HSTS
Server Headers
nginx

Resource Analysis

External Resource Hosts
0.gravatar.com
1.gravatar.com
2.gravatar.com
c0.wp.com
consumerfinancewatch.com
gmpg.org
i0.wp.com
jetpack.wordpress.com
public-api.wordpress.com
s0.wp.com
secure.gravatar.com
siteimproveanalytics.com
stats.wp.com
widgets.wp.com
wp.me
UI Frameworks & Libraries
Angular Material (Class Names) Bootstrap (Class Names) D3.js Ionic (Class Names) Slate Swiper Vuetify (Class Names)

Analysis Errors

Analysis Warnings & Errors
The following issues occurred during analysis:
  • Reverse DNS failed: No such host is known.
Analysis Complete

Analyzed consumerfinancewatch.com with 3 technologies detected across 5 categories

Analysis completed in 949 ms • 2026-03-23 09:26:12 UTC